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ConsideringBuying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is me.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with me today!

Meet Me

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Sherrard Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining my assertiveness, acute focus, and my creative, powerful, and strategic negotiation skills, my goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where I shine.

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Main Photo: 148 CRANBROOK View SE in Calgary: Cranston House for sale : MLS® # C4131808
$1,999,999
Detached
Status:
Active
MLS® Num:
C4131808
Bedrooms:
3
Bathrooms:
3
Floor Area:
Switch units of measure2,145 sq. ft.
No expense spared on this magnificent custom estate home...an exquisite & private oasis with tranquil views of the Bow River & valley! Stunning curb appeal is enhanced by the stone front exterior, secured courtyard with fireplace & pergola plus $100K+ in gorgeous... More details
Listed by RE/MAX LANDAN REAL ESTATE
Main Photo: 1412 21A Street NW in Calgary: Hounsfield Heights/Briar Hill House for sale : MLS® # C4112545
$1,999,900
Detached
Status:
Active
MLS® Num:
C4112545
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure3,488 sq. ft.
This beautifully situated Briar Hill home is architecturally appealing from the moment you arrive. From the stunning copper header & sharp pitches to the immaculate stone work. The classic workmanship flows throughout bearing site finished hardwood floors, dark stained... More details
Listed by RE/MAX REAL ESTATE (CENTRAL)
Main Photo: 9 ASPEN RIDGE Gate SW in Calgary: Aspen Woods House for sale : MLS® # C4136096
$1,999,000
Detached
Status:
Active
MLS® Num:
C4136096
Bedrooms:
5
Bathrooms:
6
Floor Area:
Switch units of measure4,007 sq. ft.
Just Reduced! Award Winning National Design. This magnificent property is built by Jaymack Custom Homes and located in the estate area of Aspen Woods. Features include over 6000 sf of ultimate design & finishings. Beautiful Master retreat, Den/Library, Great Room with... More details
Listed by ENGEL & VOLKERS CALGARY
Main Photo: 34 ASPEN RIDGE Park SW in Calgary: Aspen Woods House for sale : MLS® # C4140931
$1,998,000
Detached
Status:
Active
MLS® Num:
C4140931
Bedrooms:
5
Bathrooms:
6
Floor Area:
Switch units of measure3,549 sq. ft.
This exquisite Aspen Woods home is going to impress you in so many ways! From the moment you arrive to its fabulous corner lot location backing forest, you are going to fall in love! Stepping inside, you’ll begin to admire the impeccable craftsmanship and upscale... More details
Listed by RE/MAX HOUSE OF REAL ESTATE
Main Photo: 8 VALOUR Circle SW in Calgary: Currie Barracks House for sale : MLS® # C4142380
$1,998,000
Attached
Status:
Active
MLS® Num:
C4142380
Bedrooms:
3
Bathrooms:
4
Floor Area:
Switch units of measure3,048 sq. ft.
Realize the elegant lifestyle you have dreamed of living. Valour Park City Estates is where you can enjoy the independence & freedom you have always desired. Envisioned & perfected by Empire Custom Homes, this residence offers the ultimate in luxury living. Minutes from... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 14 SPRING WILLOW Mews SW in Calgary: Springbank Hill House for sale : MLS® # C4144182
$1,998,000
Detached
Status:
Active
MLS® Num:
C4144182
Bedrooms:
5
Bathrooms:
5
Floor Area:
Switch units of measure2,968 sq. ft.
Simply Spectacular! A rare architectural jewel of contemporary lines and exquisite luxurious finishings. The interior design elements are INCREDIBLE and include gorgeous Walnut hardwood flooring throughout. A floor-to-ceiling double sided fireplace visible from many... More details
Listed by ENGEL & VOLKERS CALGARY
Main Photo: 1411 21A Street NW in Calgary: Hounsfield Heights/Briar Hill House for sale : MLS® # C4144304
$1,995,000
Detached
Status:
Active
MLS® Num:
C4144304
Bedrooms:
5
Bathrooms:
5
Floor Area:
Switch units of measure3,547 sq. ft.
Grand, Briar Hill, European inspired residence is elegant and spacious with a combination of formal and open living spaces. An impressive foyer with formal dining room to one side and private office on the other leads to the great room with expansive built ins... More details
Listed by CENTURY 21 BAMBER REALTY LTD.
Main Photo: 17 ELVEDEN Point(e) SW in Calgary: Springbank Hill House for sale : MLS® # C4130614
$1,995,000
Detached
Status:
Active
MLS® Num:
C4130614
Bedrooms:
5
Bathrooms:
7
Floor Area:
Switch units of measure5,234 sq. ft.
NOW FULLY COMPLETED, This Fully developed massive 2 story features just over 7000 sq feet of living space with 5 bedrooms, 7 bathrooms...Entering the home you will be greeted with a large sunken foyer, main floor office, Grand center staircase that leads to a formal... More details
Listed by RE/MAX HOUSE OF REAL ESTATE
Main Photo: 2507 19 Street SW in Calgary: Bankview House for sale : MLS® # C4131593
$1,990,888
Detached
Status:
Active
MLS® Num:
C4131593
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure3,645 sq. ft.
Inner-city living at it's finest! Welcome home to this stunning Paul Lavoie designed home with sweeping city views. Bankview's finest home features an open main floor with chef's kitchen fully equipped with high-end Miele appliances and gorgeous Ceasarstone counters... More details
Listed by ENGEL & VOLKERS CALGARY
Main Photo: 4 Suncastle Crescent SE in Calgary: Sundance House for sale : MLS® # C4135411
$1,979,800
Detached
Status:
Active
MLS® Num:
C4135411
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure3,618 sq. ft.
HOLIDAY BUYER BONUS Seller offering TRIP FOR THE ENTIRE FAMILY TO DISNEYLAND! First-Class flights & 4+ star Hotel in the Park! Call for info! A RARE, East end of the Lake, discreet LUXERY LAKEFRONT, WALKOUT features UNOBSTRUCTED LAKE & MOUNTAIN VIEWS & over 5400 sq ft... More details
Listed by RE/MAX IREALTY INNOVATIONS
Listing information last updated on December 16, 2017
Data supplied by CREB®’s MLS ® System. CREB® is the owner of the copyright in its MLS® System. The Listing data is deemed reliable but is not guaranteed accurate by CREB®.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.