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Considering Buying?

The journey to purchasing a new home should be an exciting, memorable experience, from the first home to the last. A home is the only place where the heart, mind, body, and soul can all find peace. Being such a significant financial and emotional investment, you need someone who will not only look at the figures, but will find the perfect home that embraces and reflects your personality and lifestyle.

That someone, is Purple.

Pre-Qualification

The mortgage process can be a complex, time consuming, and stressful undertaking. With what seems like an avalanche of paperwork, a sea of acronyms, and terms and conditions that make your mind flood with questions, it is important that you have the proper guidance throughout the process.

The first step is the pre-qualification, which is typically free. Your lender gathers some cursory details, including income, debt, assets, and length and strength of credit history. This is a vetting process to confirm you satisfy the criteria of a good candidate to begin the loan process. If you “pass” the pre-qualification step, you will then be given a general guideline that details the amount of funding you could be approved for.

Want to learn more? Schedule a meeting with Purple today!

Meet Us

Pre-Approval

Following the pre-qualification, the next step is a more thorough and extensive verification of your creditworthiness and eligibility for the loan. This requires significantly more documentation, and at times has an associated nominal fee, which may be rebated at the time of closing.

Being a pre-approved buyer has a significant advantage, as it means you are serious, committed, and eligible to properly purchase a home. At this time, when you present an offer to a seller, the seller is reassured that you can in fact qualify for a mortgage, and will value the legitimacy of the offer. It is not uncommon for Realtors to refuse to show homes unless the buyer is at a minimum, pre-qualified, although being pre-approved is preferred.

Evidently, a pre-qualified and pre-approved buyer is in a much stronger position to successfully purchase a home. Having said that, one must also be mindful of the fact that being pre-approved does not guarantee a mortgage, as there are additional factors that impact the final mortgage allocation, including (but not limited to) the following:

  • Final Inspection
  • Offer Price
  • Appraised Value

The Purple Buying Process

  • The Consultation
  • The Search
  • The Viewings
  • The Negotiation

The Negotiation - Locking It Down

Combining our assertiveness, acute focus, and our creative, powerful, and strategic negotiation skills, our goal is to negotiate the best offer and terms to accompany the Dream Home you’ve chosen to place an offer on.

This is where Purple shines.

Main Photo: 32091 Badger Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1054510
$3,999,900
Residential
Status:
Active
MLS® Num:
A1054510
Bedrooms:
4
Bathrooms:
8
Floor Area:
Switch units of measure11,210 sq. ft.
Nestled in the heart of desirable Bearspaw is this exclusive property that is positioned on 33 acres of professionally landscaped and manicured grounds with spectacular views of the majestic Rocky Mountains. Unparalleled craftsmanship is evident throughout the over... More details
Listed by Kelly McKelvie and Ricky Easthope of EXP REALTY
Main Photo: 45 Spring Valley View SW in Calgary: Springbank Hill Detached for sale : MLS®# A1053253
$2,199,000
Residential
Status:
Active
MLS® Num:
A1053253
Bedrooms:
6
Bathrooms:
7
Floor Area:
Switch units of measure4,345 sq. ft.
Make this exquisite 6 Bedroom Luxury Home in prestigious Springbank Hill yours today! Situated at the entrance to a quiet cul-de-sac. Enjoy over 6,000 sf of elegant living space with incredible valley and mountain VIEWS from all 3 levels! Impressive curb appeal: full... More details
Listed by Ross Pavl of EXP REALTY
Main Photo: 255030 Willow Creek Rise in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1054814
$1,999,900
Residential
Status:
Active
MLS® Num:
A1054814
Bedrooms:
6
Bathrooms:
5
Floor Area:
Switch units of measure3,865 sq. ft.
Once in awhile a home comes available that hits all the right notes! There is so much to love about this magazine worthy acreage home. The fantastic layout features huge windows with lovely draperies to frame the gorgeous views and the generously sized rooms are... More details
Listed by Kelly McKelvie of EXP REALTY
Main Photo: 24066 Aspen Drive in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1054991
$1,999,900
Residential
Status:
Active
MLS® Num:
A1054991
Bedrooms:
6
Bathrooms:
8
Floor Area:
Switch units of measure4,417 sq. ft.
The best of city & country living! Imagine living surrounded by nature & wildlife on a secluded & very private 5.76-acre property that is only a 3-min drive to all the shops & restaurants in Royal Oak & the Rocky Ridge YMCA. This get-away is a wildlife lover's dream... More details
Listed by Kelly McKelvie of EXP REALTY
Main Photo: 18 Spring Glen View SW in Calgary: Springbank Hill Detached for sale : MLS®# A1053299
$1,979,000
Residential
Status:
Active
MLS® Num:
A1053299
Bedrooms:
6
Bathrooms:
6
Floor Area:
Switch units of measure4,438 sq. ft.
You’ll love every inch of this modern abode, from its stand alone lot location on a quiet cul-de-sac in desirable Springbank Hill, to its indoor ELEVATOR and expansive mountain views. This BRAND NEW KNIGHTBRIDGE CUSTOM BUILT HOME has it all! The main features a spacious... More details
Listed by Ross Pavl of EXP REALTY
Main Photo: 9 Hamptons View NW in Calgary: Hamptons Detached for sale : MLS®# A1053567
$1,890,000
Residential
Status:
Active
MLS® Num:
A1053567
Bedrooms:
5
Bathrooms:
5
Floor Area:
Switch units of measure4,531 sq. ft.
Exclusive luxury living can be yours with this stunning 5 bedroom, 2 storey Calbridge home with over 6332 SF of living space. You'll love its prime location overlooking the prestigious Hamptons Golf Club in sought after Via Ultima, while savouring views of the fairway... More details
Listed by Ross Pavl of EXP REALTY
Main Photo: 8 Aspen Ridge Manor SW in Calgary: Aspen Woods Detached for sale : MLS®# A1053295
$1,890,000
Residential
Status:
Active
MLS® Num:
A1053295
Bedrooms:
7
Bathrooms:
5
Floor Area:
Switch units of measure3,675 sq. ft.
This stunning 6 bed, 5 bath Aspen Woods home is sure to impress you from the moment you arrive. You’ll discover quality craftsmanship and modern, unique finishes throughout. The bright open dining/living room will impress you with soaring ceilings and a floor to ceiling... More details
Listed by Ross Pavl of EXP REALTY
Main Photo: 31239 Twp Rd 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1056233
$1,799,900
Residential
Status:
Active
MLS® Num:
A1056233
Bedrooms:
5
Bathrooms:
5
Floor Area:
Switch units of measure2,659 sq. ft.
Welcome to Nicoletti manor. This is a personal master piece ready for the next generation of home ownership. As you drive up to the 4 acres of land and stunning views your are greeted at the gate. As you drive up to the home you have your choice of 2 double garages on... More details
Listed by Brad Van De Walle and Matthew Chiacchia of EXP REALTY
Main Photo: 1807 Bowness Road NW in Calgary: Hillhurst Detached for sale : MLS®# A1056284
$1,798,888
Residential
Status:
Active
MLS® Num:
A1056284
Bedrooms:
4
Bathrooms:
4
Floor Area:
Switch units of measure3,302 sq. ft.
AISLING House is the latest home design from Deanmark Developments, Canada’s Best Builder of single family homes in 2020 (as selected by the Canadian Building and Housing Association). Located in the highly sought after inner-city community of Hillhurst, AISLING House... More details
Listed by Shane Voth of EXP REALTY
Main Photo: 260176 Bearspaw Road in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A1054515
$1,750,000
Residential
Status:
Active
MLS® Num:
A1054515
Bedrooms:
4
Bathrooms:
5
Floor Area:
Switch units of measure5,137 sq. ft.
Incredible country living close to the city! Thousands of trees, filled with birds and wildlife, thrive on this 4-acre property tucked away in Bearspaw. The finely crafted, custom-built McKinley Masters home is loaded with too many great features to list but we will... More details
Listed by Kelly McKelvie of EXP REALTY
Data was last updated January 28, 2021 at 04:05 AM (UTC)
Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.